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Dashboard

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SMC VIP

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Automator

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SMC Community

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[op_liveeditor_elements] <div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://temp.bigbudget.com/wp-content/uploads/2016/06/icon-1-5.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="http://temp.bigbudget.com/dashboard-ocu/">Dashboard</a></li></ul>[/bullet_block][/op_liveeditor_element]</div><div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://temp.bigbudget.com/wp-content/uploads/2016/06/vip-1.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="http://temp.bigbudget.com/smart-money-club-members/">SMC VIP</a></li></ul>[/bullet_block][/op_liveeditor_element]</div><div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://temp.bigbudget.com/wp-content/uploads/2016/06/1466684832_444.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="https://temp.bigbudget.com/automator/">Automator</a></li></ul>[/bullet_block][/op_liveeditor_element]</div><div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://temp.bigbudget.com/wp-content/uploads/2016/06/community-1.png" large_icon="0.png" width="" alignment="center"]<ul><li><a href="https://www.facebook.com/groups/creditsecret/">SMC Community</a></li></ul>[/bullet_block][/op_liveeditor_element]</div><div class="row element-container cf icon" >[op_liveeditor_element data-style="eyJhZHZhbmNlZENsYXNzIjoiaWNvbiJ9"][bullet_block upload_icon="http://temp.bigbudget.com/wp-content/uploads/2016/06/icon-6-4.png" large_icon="0.png" width="" alignment="center" font_style="normal" font_color="#444"]<ul><li><a href="http://temp.bigbudget.com/faq/">FAQ</a></li></ul>[/bullet_block][/op_liveeditor_element]</div>[/op_liveeditor_elements]

[feature_box style="22" only_advanced="There are no title options for the choosen style" width="264" top_padding="0" bottom_padding="0" left_padding="0" right_padding="50" alignment="center"]#OP_CHILD_ELEMENTS#[/feature_box]

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Automator Status: ACTIVATED

[headline style="1" align="left" headline_tag="h3" line_height="38" bottom_margin="23"]<h2 style="text-align: center;"><strong>Automator Status: <span style="color: #339966;">ACTIVATED</span></strong></h2>[/headline]

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SMC Quick TipYour personal license is limited to 30 uses per letter. If you need more, pleasecontact support

[news_bar style="1" color="#004a80" feature_text="SMC%20Quick%20Tip" main_text="Your%20personal%20license%20is%20limited%20to%2030%20uses%20per%20letter.%20%20If%20you%20need%20more,%20please%3Ca%20href=%22http://support.temp.bigbudget.com%22%3Econtact%20support%3C/a%3E"][/news_bar]

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— SPACER —

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[custom_html]<div class="wistia_responsive_padding" style="padding:56.25% 0 0 0;position:relative;"><div class="wistia_responsive_wrapper" style="height:100%;left:0;position:absolute;top:0;width:100%;"><iframe src="//fast.wistia.net/embed/iframe/fc8jtpzofb?seo=false&videoFoam=true" title="Wistia video player" allowtransparency="true" frameborder="0" scrolling="no" class="wistia_embed" name="wistia_embed" allowfullscreen="" mozallowfullscreen="" webkitallowfullscreen="" oallowfullscreen="" msallowfullscreen="" width="100%" height="100%"></iframe></div></div><br />
<script src="//fast.wistia.net/assets/external/E-v1.js" async=""></script>[/custom_html]

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— SPACER —

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PART 1: Letters Directly to Creditors and/or Collection Agencies

[headline style="1" align="left" headline_tag="h3" line_height="38" bottom_margin="15"]PART 1: Letters Directly to Creditors and/or Collection Agencies[/headline]

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[text_block style=”style_1.png” align=”left”]Part 1 – Letter 1 (Send directly to the bank or agency that reported a derogatory/erroneous or collection item to the credit bureaus)

Part 1 – Letter 2a (Send this letter only if you receive a letter back from a creditor in reply to letter # 1, saying your account was verified as “legitimate”)

Part 1 – Letter 2b (Send this letter only if you do not hear back from the creditor in reply to letter #1)

Part 1 – Letter 3 (This letter is more aggressive. You can send this if you want to skip letters #2a or 2b and go hard on removal, or you can be nicer and wait to see what happens after sending letter #2a or 2b – it is up to you. IMPORTANT: At minimum you must wait until 31 days after letter #1 was delivered and signed for, and then you must verify that they have not marked the disputed item as “disputed” on your credit reports)

Part 1 – Letter 4 (Send this settlement letter if the creditor is not complying and you have filed a small claims lawsuit)[/text_block]

[text_block style="style_1.png" align="left"]<a href="http://temp.bigbudget.com/part-1-letter-1/" target="_blank">Part 1 – Letter 1</a> (Send directly to the bank or agency that reported a derogatory/erroneous or collection item to the credit bureaus)</p>
<p><a href="http://temp.bigbudget.com/part-1-letter-2a/" target="_blank">Part 1 – Letter 2a</a> (Send this letter only if you receive a letter back from a creditor in reply to letter # 1, saying your account was verified as “legitimate”)</p>
<p><a href="http://temp.bigbudget.com/part-1-letter-2b/" target="_blank">Part 1 – Letter 2b</a> (Send this letter only if you do not hear back from the creditor in reply to letter #1)</p>
<p><a href="http://temp.bigbudget.com/part-1-letter-3/" target="_blank">Part 1 – Letter 3</a> (This letter is more aggressive. You can send this if you want to skip letters #2a or 2b and go hard on removal, or you can be nicer and wait to see what happens after sending letter #2a or 2b – it is up to you. IMPORTANT: At minimum you must wait until 31 days after letter #1 was delivered and signed for, and then you must verify that they have not marked the disputed item as “disputed” on your credit reports)</p>
<p><a href="http://temp.bigbudget.com/part-1-letter-4/" target="_blank">Part 1 – Letter 4</a> (Send this settlement letter if the creditor is not complying and you have filed a small claims lawsuit)[/text_block]

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PART 2: Letters Directly to Credit Bureaus

[headline style="1" align="left" headline_tag="h3" line_height="38" top_margin="15" bottom_margin="15"]PART 2: Letters Directly to Credit Bureaus[/headline]

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[text_block style=”style_1.png” align=”left”]Part 2 – Letter 1 (This is your original dispute with the credit bureaus directly – Send this if you have not had success with the letters in Part 1)

Part 2 – Letter 2a (Send this if you receive a letter back from the credit bureau, saying your account was verified as “legitimate”)

Part 2 – Letter 2b (Send this letter to the credit bureau if you do not get any response from letter #1)

Part 2 – Letter 3 (Send if you have not heard back from the credit bureau, or if they have continued to “verify” the item without proof)[/text_block]

[text_block style="style_1.png" align="left"]<a href="http://temp.bigbudget.com/part-2-letter-1-2/" target="_blank">Part 2 – Letter 1</a> (This is your original dispute with the credit bureaus directly – Send this if you have not had success with the letters in Part 1)</p>
<p><a href="http://temp.bigbudget.com/part-2-letter-2a-2/" target="_blank">Part 2 – Letter 2a</a> (Send this if you receive a letter back from the credit bureau, saying your account was verified as “legitimate”)</p>
<p><a href="http://temp.bigbudget.com/part-2-letter-2b-2/" target="_blank">Part 2 – Letter 2b</a> (Send this letter to the credit bureau if you do not get any response from letter #1)</p>
<p><a href="http://temp.bigbudget.com/part-2-letter-3-2/" target="_blank">Part 2 – Letter 3</a> (Send if you have not heard back from the credit bureau, or if they have continued to “verify” the item without proof)[/text_block]

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PART 3: Additional Bonus Letters

[headline style="1" align="left" headline_tag="h3" line_height="38" top_margin="15" bottom_margin="15"]PART 3: Additional Bonus Letters[/headline]

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[text_block style=”style_1.png” align=”left”]5 Day Reinsertion Letter

Goodwill Letter

Inquiry Removal Letter 1

Inquiry Removal Letter 2

Inquiry Removal Letter 3

Returned Mail Letter

Alternative / Bizarre Letter

Repo Letter 1

Repo Letter 2

Change of Address

Incomplete/Missing Info Letter[/text_block]

[text_block style="style_1.png" align="left"]<a href="http://temp.bigbudget.com/5-day-reinsertion-letter/" target="_blank" rel="noopener noreferrer">5 Day Reinsertion Letter</a></p>
<p><a href="http://temp.bigbudget.com/goodwill-letter/" target="_blank" rel="noopener noreferrer">Goodwill Letter</a></p>
<p><a href="http://temp.bigbudget.com/inquiry-removal-letter-1/" target="_blank" rel="noopener noreferrer">Inquiry Removal Letter 1</a></p>
<p><a href="http://temp.bigbudget.com/inquiry-removal-letter-2/" target="_blank" rel="noopener noreferrer">Inquiry Removal Letter 2</a></p>
<p><a href="http://temp.bigbudget.com/inquiry-removal-letter-3/" target="_blank" rel="noopener noreferrer">Inquiry Removal Letter 3</a></p>
<p><a href="http://temp.bigbudget.com/returned-mail-letter/" target="_blank" rel="noopener noreferrer">Returned Mail Letter</a></p>
<p><a href="http://temp.bigbudget.com/alternativebizarre-letter/" target="_blank" rel="noopener noreferrer">Alternative / Bizarre Letter</a></p>
<p><a href="http://temp.bigbudget.com/repo-letter-1/" target="_blank" rel="noopener noreferrer">Repo Letter 1</a></p>
<p><a href="http://temp.bigbudget.com/repo-letter-2/" target="_blank" rel="noopener noreferrer">Repo Letter 2 </a></p>
<p><a href="http://temp.bigbudget.com/change-of-address-letter/" target="_blank" rel="noopener noreferrer">Change of Address</a></p>
<p><a href="http://temp.bigbudget.com/incompletemissing-info-letter/" target="_blank" rel="noopener noreferrer">Incomplete/Missing Info Letter</a>[/text_block]

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PART 4: Skip the Trip to the Post Office

[headline style="1" align="left" headline_tag="h3" line_height="38" top_margin="15" bottom_margin="15"]PART 4: Skip the Trip to the Post Office[/headline]

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[text_block style=”style_1.png” align=”left”]Send your letters online without any visits to the post office: OnlineCertifiedMail.com/step1.php
Just upload the PDF letters you create using the Automator, and away they go![/text_block]

[text_block style="style_1.png" align="left"]Send your letters online without any visits to the post office: <a href="https://www.onlinecertifiedmail.com/step1.php">OnlineCertifiedMail.com/step1.php</a><br />
Just upload the PDF letters you create using the Automator, and away they go![/text_block]

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