Protecting Your Credit During the Holidays

On November 27, 2017   /   credit cards, credit repair, money  
Protecting Your Credit During the Holidays

t’s officially the holiday shopping season and we’ve supposedly lost all self control over our finances until the end of 2017, when we’ll find magically find it. The holidays are supposed to represent a time of family, joy, and giving – or at least that is what the movies tell us. However, for a lot of Americans the holidays have also come to represent a time for overspending, financial stress, and credit score damage.

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The Difference Between Debt-to-Income and Balance-to-Limit

On April 30, 2017   /   bankruptcy, credit cards, debt consolidation, finance, getting out of debt, money  
The Difference Between Debt-to-Income and Balance-to-Limit

The world of credit can be a very confusing place, and we credit-types tend to speak in acronyms. Many of the terms and these acronyms can sound alike, which only adds to the confusion. In my world, the world of credit reporting and credit scoring, using the wrong word, letter, phrase or acronym can turn a seemingly innocent concept into an inaccuracy.

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